2024 401k Limits Over 50 . Contribution limits for 401(k), 403(b), and most 457 plans, as well as the federal government's thrift savings plan will also increase by $500 for 2024. The irs has announced the 2024 contribution limits for retirement savings accounts, including contribution limits for 401(k), 403(b), and 457(b) plans, as well as income limits for ira.
This means that your total 401(k) contribution limit for 2024 is $30,500. For 2025, the 401(k) contribution limit for employees is $23,500, or $31,000 if you are age 50 or older.
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